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European Forum for Innovation in Payments (EFIP)
The European Forum for Innovation in Payments (EFIP) is an informal joint initiative of the ECB and the European Commission.
The main objective of the Forum is to contribute to increased economic efficiency and a deeper Single Market by fostering the development of an integrated, innovative and competitive market for retail payments in the EU.
The Forum provides a platform for the exchange of information and views on issues of common concern to all stakeholders. It allows for discussion of European priorities and policies as well as coordination with developments at the national level.
The EFIP is composed of the members of the Euro Retail Payments Board (ERPB) and the chairs of EU national payment committees.
EFIP working proceduresMeeting documents
Fourth EFIP meeting on 12 February 2024
Statement
Agenda
Presentations
IBAN discrimination EFIP secretariat IBAN discrimination NL IBAN discrimination IE IBAN discrimination Accept my IBAN Stock take on national payments committees and national payment strategies
Third EFIP meeting on 9 February 2022
Statement
Agenda
Presentations
SCT Inst adoption stock-take results Instant payments - European Commission initiative Instant payments implementation experiences in the Spanish market Instant payments implementation experiences in the Swedish market BEUC - consumers perspective on instant payments at the POI AGE Platform Europe - consumers perspective on instant payments at the POI Eurocommerce - merchants perspective on instant payments at the POI IBAN discrimination update IBAN discrimination - actions taken in the French market PSD2 review update Digital identity update National payments committees and strategies stock-take results
Second EFIP meeting on 25 November 2019
Statement
Agenda
Presentations
EPC - SCT Inst update Instant payments implementation - stock-take results Instant payments – experiences in the German market Instant payments – the new normal in the Netherlands Introduction of instant payments in Hungary EPC - SPL scheme status update SPL - stock-take results PSD2 preliminary lessons
First EFIP meeting on 29 November 2017